Over the years, I’ve done a lot of technical consulting for individuals and lots of small businesses. The one thing that is almost universal with all of those people is – they don’t use a password vault. But they REALLY need to use one.
Why? Because, if someone gets access to their computer, or steals their computer, or hacks it, those people can either lose all of their passwords, or worse, someone can login to many website and do malicious things. (Ya know, log into your bank, transfer money, send dirty or scam emails to hundreds of thousands of people, lock you out of your bill pay, etc.)
So – the best solution I’ve come across (and I LIVE WITH EVERY DAY) is LastPass. Right now – GO CREATE A LASTPASS ACCOUNT! – www.bit.ly/LastPassVault
Even the basic free account will do more for your online security than you currently have with that Word or Excel file, or that book in the desk with all the family’s passwords in it.
Once you’re comfortable signing into the site and adding your accounts, you can move on to the really useful features like auto-login and shared folders.
What is auto-login? You install the Chrome or Firefox extension to your web browser, and when you go to a website that is listed in your LastPass Vault, LastPass can do an auto-login, or can let you choose the username and password to login to that site with. Not only is this a huge time saver, it’s far more secure than typing it out each time, or pulling up that file or book to find the password (when I’m standing at your desk and see the file or the book, now *I* know where to find ALL your passwords. If I’m not a good person, I effectively have access to ALL of your websites!)
Now you might ask, ‘What are shared folders?’ Good question!
If you upgrade for $12 A YEAR, you can have a single folder that is shared with your spouse, partner, friend, family, etc., and everyone can use that one folder for the commonly shared sites. The upgrade also lets you install the app on your mobile device to auto-login there too!
There are few things that I insist people do with their technology. This is one of those things. If you’re still using papers, sticky notes, books and a ‘clear-text’ file on your computer for passwords, it’s just a matter of time before someone steals your logins.